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Marbella Luxury Homes & Holiday Rentals

Marbella Luxury Homes & Luxury Holiday Rentals Spain
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Property Financial Services

Luxury Real Estate on the Costa Del Sol

Complete Financial Services For You

Our in-house lawyer can guide you through all of your financial requirements here in Spain.

Bank Account Creation
Mortgage Advise
Deed Signing
International Financial Exchange
Insurance Services
Transfer Tax

Mortgage

At today’s low interest rates there is no need to save until you have the full amount for your dream home on the Costa del Sol. We have collaborations with different banks and therefore can offer you the best solution when you want to finance your sunny home. You can count on us for discretely guiding you through the whole process. 

Currency exchange

Do you want to transfer money for the lovely home you just bought? We can offer you the best exchange rates. Not just for this transaction but for all future payments and transfers you will make. We can even choose to keep an interesting rate valid for up to one year. 

Legal Procedures

  • Signing the reservation contract.
    Your property is taken off the market, to make sure no one else can buy your dream home.
  • The lawyer will conduct “due-diligence”.
    To make sure there are no construction violations, and everything is legally correct.
  • NIE and opening bank account.
    If you hire our lawyer, all these legal matters are included in the service. to make things easy a power of attorney is granted.
  • Signing of the deed at the notary.
    When the previous steps are completed successfully, our lawyer will make an appointment with the notary to sign the deed.
  • Transfer tax and register property at the land register.
    Also this will be taken care of by the lawyer.

Purchase Costs

New developments: 

  • 1O% IVA (VAT) 
  • Notary fee between 600€ to 1.500€ depending on the amount of the purchase and documents attached to the deed.
  • Cost for the land register between 500€ and 1.000€
  • 1% lawyer fee to perform the “due diligence”
  • 1,2% “stamp duty” (taxes to register all documents only for new developments) 

Resales properties: 

  • 7% ITP (property transfer tax)  (new law as per 1/1/2022)
  • Notary fee between 600€ – 1.500€ depending on the amount of the purchase and documents attached to the deed. 
  • 1% lawyer fee to perform the “due diligence”
  • 500-1000 €  registration in the land register 

If you choose a mortgage loan for the purchase of your property with a Spanish bank, you will be charged 0.5% to 1.5% fee.

Property evaluation costs around 400€.
If required, we are also happy to find a suitable mortgage for you.

Complete Property Services

Your Concierge To The Property Market On The Costa Del Sol