Marbella Luxury Homes

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Buying Process

Buying a property in Spain is a little bit different than buying a property at home. But that’s why we are here for. We will arrange all matters throughout the purchase process of your new “Mediterranean” home.

First, we will match you with a real estate advisor, who speaks your language. He or she will explore neighborhoods and share some secrets about living at the Costa del Sol. Our advisors will make sure to find your dream home as we have access to all properties along the Costa del Sol. 

When you fall in love with that one property, we will proceed to the legal and administrative part. We have an in-house lawyer available to take care of all necessary steps: 
 
  • Signing the reservation contract.
    Your property is taken off the market, to make sure no one else can buy your dream home.
  • The lawyer will conduct “due-diligence”.
    To make sure there are no construction violations, and everything is legally correct.
  • NIE and opening bank account.
    If you hire our lawyer, all these legal matters are included in the service. to make things easy a power of attorney is granted.
  • Signing of the deed at the notary.
    When the previous steps are completed successfully, our lawyer will make an appointment with the notary to sign the deed.
  • Transfer tax and register property at the land register.
    Also this will be taken care of by the lawyer.
 
Purchase costs:
 

New developments: 

  • 1O% IVA (VAT) 
  • Notary fee between 600€ to 1.500€ depending on the amount of the purchase and documents attached to the deed.
  • Cost for the land register between 500€ and 1.000€
  • 1% lawyer fee to perform the “due diligence”
  • 1,2% “stamp duty” (taxes to register all documents only for new developments) 

Resales properties: 

  • 7% ITP (property transfer tax)  (new law as per 1/1/2022)
  • Notary fee between 600€ – 1.500€ depending on the amount of the purchase and documents attached to the deed. 
  • 1% lawyer fee to perform the “due diligence”
  • 500-1000 €  registration in the land register 
 

If you choose a mortgage loan for the purchase of your property with a Spanish bank, you will be charged 0.5% to 1.5% fee. Property evaluation costs around 400€.

If required, we are also happy to find a suitable mortgage for you.
 

Congratulations! You now own your home at the Costa del Sol!

If you wish, we offer all kind of related services. The sky is the limit! Painting, furniture, pool boy, cleaning service, designers, rental services… Whatever you need, your wish is our command. 

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